Physical US Business
Bank Accounts
Open real US business bank accounts and fintech accounts remotely. Full setup for non-residents worldwide.
Choose Your
Banking Partner
We support the full spectrum of US banking — from tier-1 banks to modern fintech platforms.
Chase Business
America's largest bank. Full business checking, debit card, online banking, and wire transfers.
Wells Fargo
Nationwide branch access, merchant services, business credit lines, and comprehensive solutions.
Bank of America
Full business accounts, business credit cards, merchant services, and wealth management options.
Mercury
Modern online-first US banking. Zero fees, virtual and physical debit cards, API access, startup tools.
Wise Business
Multi-currency account. Send and receive in 50+ currencies at real exchange rates. No hidden fees.
Relay Financial
Built for SMBs. Multiple checking accounts, team cards, automated savings, and bookkeeping integrations.
Which Banking
Option Is Right for You?
Chase, Wells Fargo & Bank of America
Best for businesses that want physical branch access, established credibility with US partners, and a full suite of merchant services.
- ✓Nationwide branch and ATM access
- ✓Business credit lines and credit cards available
- ✓Higher setup cost reflecting full-service banking
Mercury, Wise & Relay
Best for digital-first founders who want fast approval, zero monthly fees, and powerful online tools from day one.
- ✓Approval often within days, not weeks
- ✓Multi-currency support and real exchange rates
- ✓API access and modern dashboard tools
What You Need
to Apply
Active US LLC
You must have an active registered LLC in good standing. No LLC yet? We can form one for you fast.
EIN Number
Your Employer Identification Number is required for all US bank applications. Included in our LLC packages.
LLC Documents
Articles of Organization and Operating Agreement. We provide these as part of every formation package.
Valid Passport
A clear scan of your valid passport or government-issued identity document is required for KYC verification.
Banking
Questions
Yes. We assist non-residents in opening physical business accounts at Chase, Wells Fargo, Bank of America, and fintech accounts at Mercury, Wise, and Relay. The process takes 7–14 business days after LLC approval.
Fintech accounts like Mercury and Wise can be approved within days. Traditional banks like Chase typically take 1-2 weeks.
Yes, an active LLC and EIN are required for all US business banking applications. We can form your LLC first if you don't have one.
Mercury and Wise are popular for e-commerce due to fast approval and multi-currency support, though many sellers also use Payoneer alongside their bank account.